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The Vitali Team

Kathy Vitali/Tammy Mills

NMLS #544481/#482304

Shelter Home Mortgage LLC | Corp. NMLS #1616534
Georgia Residential Mortgage Licensee | NMLS #56537
695 Mansell Rd. Ste 120 | Roswell, GA 30076

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Historical Primary Mortgage Market Survey® data provided by Freddie Mac
Important Disclosure


Freddie Mac PMMS® data is provided "as is," with no warranties of any kind, express or implied, including, but not limited to, warranties of accuracy or implied warranties of merchantability or fitness for a particular purpose. Not all borrowers will qualify. Use of the data is at the user's sole risk. This chart is for illustrative purposes only. This is not a commitment to lend. Not all borrowers will qualify. These are the current national mortgage rates on popular loan products. Rates shown are not available in all states or to all borrowers.
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This is not a commitment to lend. Not all borrowers will qualify. This is for illustrative purposes only and estimates are based on information you provided. Interest rates, mortgage insurance rates, and programs are subject to credit approval and available rates and terms will vary, sometimes drastically, based on borrower eligibility and program selected. For accurate interest rates and mortgage insurance rates please contact your mortgage consultant. For illustrative purposes FHA/VA and USDA loan amounts will include an estimate for the financed upfront MI amount.

Refinance Calculator

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Affordability Calculator

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Calculator Results

You can afford $300,000

Your Monthly Payment: $667/month
Total Loan Amount: $240,000
Estimated insurance needed:$667/month
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Rates Disclosure

Interest rates and APRs are based on current market rates, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables - call for details. This is not a credit decision or a commitment to lend.  Mortgage insurance may be required. If mortgage insurance is required, the mortgage insurance premium could increase the APR and the monthly mortgage payment. Additional loan programs may be available. APR (annual percentage rate) reflects the effective cost of your loan on a yearly basis, taking into account such items as interest, most closing costs, discount points (also referred to as "points"), and loan-origination fees. One point is 1% of the mortgage amount (e.g., $1,000 on a $100,000 loan). Your monthly payment is not based on APR, but instead on the interest rate on your Note. Adjustable Rate Mortgage (ARM) rates assume no increase in the financial index after the initial fixed period. ARM rates and monthly payments are subject to increase after the fixed period.

Rates and APRs also assume owner occupied Single family residences with an 80 loan-to-value (20% Down payment).  Discount point have varied and can be found on www.freddiemac.com.  These mortgage averages are for loans in 1st Lien Position.  The historical Freddie Mac PMMS® data is provided "as is," with no warranties of any kind, express or implied, including, but not limited to, warranties of accuracy or implied warranties of merchantability or fitness for a particular purpose. Use of the data is at the user's sole risk. In no event will the advertiser on this app or Freddie Mac be liable for any damages arising out of or related to the data, including, but not limited to direct, indirect, incidental, special, consequential, or punitive damages, whether under a contract, tort, or any other theory of liability, even if Freddie Mac is aware of the possibility of such damages.

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© 2017 Shelter Home Mortgage LLC, L.L.C. All Rights Reserved. The opinions expressed within this page are the views of the writer and do not necessarily reflect the views and opinions of Shelter Home Mortgage, L.L.C. Offers subject to credit and property approval. Program and other restrictions may apply. This communication does not constitute a commitment to lend or the guarantee of a specified interest rate. All loan programs and availability of cash proceeds are subject to credit, underwriting and property approval. Programs, rates, terms and conditions are subject to change without notice. Other restrictions apply. Shelter Home Mortgage, LLC, 1770 Indian Trail Lilburn Road NW, Suite 400, Norcross, GA 30093. Corp NMLS#: 1616534 (www.nmlsconsumeraccess.org). GA - Georgia Residential Mortgage Licensee # 56537. Additional licenses available at http://www.shelterhomemortgage.com. Kathy Vitali NMLS #544481, GA #36267; Tammy Mills NMLS #482304, GA #40184. 695 Mansell Road, Suite 120, Roswell, GA 30076. Equal Housing Lender.
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You are going to a 3rd party website and there is NO WARRANTY, expressed or implied, for the accuracy of this information or its applicability to your financial situation. Please consult your mortgage consultant.

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Ios288 jinix29mqeci5vk7hup4
The Vitali Team

Kathy Vitali/Tammy Mills

NMLS #544481/#482304

Shelter Home Mortgage LLC | Corp. NMLS #1616534
Georgia Residential Mortgage Licensee | NMLS #56537
695 Mansell Rd. Ste 120 | Roswell, GA 30076

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Ios288 jinix29mqeci5vk7hup4
The Vitali Team

Kathy Vitali/Tammy Mills

NMLS #544481/#482304

Shelter Home Mortgage LLC | Corp. NMLS #1616534
Georgia Residential Mortgage Licensee | NMLS #56537
695 Mansell Rd. Ste 120 | Roswell, GA 30076

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